On 18th December 2025, the Bank of England backed cutting the base rate from 4% to 3.75%, raising hopes of cheaper mortgages for home buyers and a boost for the housing market.
With interest rates easing, this is welcome news for homeowners, buyers, and sellers across Bolton.
After a period of higher borrowing costs, lower interest rates are already increasing buyer confidence, which could have a direct impact on the local property market.
How Lower Interest Rates Affect Buyers
When interest rates fall:
- Monthly mortgage payments become more affordable
- Buyers can borrow more
- Buyer confidence increases
This means more people actively searching for homes, especially first-time buyers.
Check out our property listings here.
What This Means for Sellers in Bolton
For sellers, falling interest rates often lead to:
- Increased demand
- More viewings
- Stronger offers
- Faster sales
Homes that are priced correctly and marketed well tend to benefit the most during these periods.
Looking to sell your home? Our sales service is designed to help you achieve the best possible price with minimal stress.
Is Now a Good Time to Sell?
If buyer confidence continues to improve, sellers who act early often see the best results.
A professional valuation ensures your property is positioned correctly to take advantage of renewed demand.
Manhattan Estates offer free, no-obligation valuations across Bolton and surrounding areas.
Why Local Knowledge Matters
National headlines don’t always reflect local markets.
As Bolton specialists with over 40 years of combined experience, we understand which areas are performing best and how to price for today’s conditions.
Speak to a Local Expert
Whether you’re thinking of selling now or just want advice, our team is happy to help.
📞 01204 536 603
📩 Contact us for free valuation
